Online Blackjack in Michigan

It's hard not to mention blackjack when talking about online casinos. An immensely popular card game that has captivated players for a few hundred years is now available in Michigan online blackjack casino platforms.

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We’ve gathered the best casino brands with online blackjack in MI in one place. Find out about the most lucrative promotions and bonuses available on casino websites. In addition, we browsed through game varieties and looked into game studios that provide blackjack,  table games, and other software in casinos.

The best MI online blackjack casinos on our list have diverse deposit and withdrawal methods and comply with state regulations.

Legal Blackjack in Michigan Online Casinos

Live blackjack in Michigan is available in traditional and online casinos. The state has one of the more liberal laws for gambling, and the Michigan Gaming Control Board oversees commercial and tribal casinos. You can legally play blackjack and other casino games, as gambling in the state is regulated by several acts.

The Indian Gaming Regulatory Act of 1988 enabled gambling on tribal properties, and the Michigan Gaming Control and Revenue Act of 1996 sparked the creation of MGCB and created an opportunity to license commercial casinos. There are currently 23 licensed tribal casino companies in the state and three commercial casino venues in Detroit. 

Casinos must pay 1.25 percent of their gross receipts for municipal services, or $4 million, whichever is the greater amount. The state has an 8.1 percent tax, and the city has 10.9 percent of adjusted gross receipts.

Free Online Blackjack in Michigan Online Casinos

Gamblers can play software-based blackjack games from the table games section or try live blackjack MI games with real live dealers and blackjack tables. Players can often test the games for free, as almost every casino has a list of demo games. Once players understand the principles and rules of playing blackjack for free, they can start playing for real money.

Players must deposit a minimum required sum to play live dealer games in an online casino. Unfortunately, there is no option for free play in blackjack games with real live dealers. However, there’s an option to check what the game with live dealers looks like first by watching other players play blackjack online. 

Blackjack Types and Game Variations

The beauty of blackjack is in its simplicity. With clear goals and simple gameplay, there are two major blackjack variants. In the American type, the dealer deals both cards to himself to see whether he got a blackjack. On the contrary, a dealer waits for players' actions first in European blackjack.

When you visit an online casino, you can find multiple variants of the game, and some of those are: 

  • Interlock Blackjack
  • Spanish 21
  • Blazing 777s
  • Blackjack Switch
  • Free Bet Blackjack
  • Pontoon
  • Multi-Hand Blackjack

In live casino blackjack games, you will face standard gameplay. The live dealer is behind the table, and you can communicate with them through chat. Online blackjack in MI with live croupier also comes in different variants, so you can choose the room with the blackjack game you like.

Basic Rules of Live Blackjack

Players’ rules used for live Blackjack do not differ from the ones used for traditional or online types of this game. Players will get two cards in a typical blackjack game. Their cards can face up or down, depending on the game variant. Face cards are worth 10, and number cards have a value of a number. Ace is worth one or eleven. 

The goal of the game is to reach 21 or close to it. Once cards are dealt, players have a few choices. They can hit if they want another card to match the dealer or stand if they think they have winning cards. In double down, players double the original bets and get one more card. Players can also Split cards if they get two identical ones, thus creating two independent hands.

Blackjack allows various side bets like Royal match,  21+3, or Kings bounty. Gamblers can also take insurance if a dealer pulls an Ace. A Blackjack burn is discarding a card by a dealer after the first cards are dealt to prevent cheating.

If you got 21, and the dealer can’t match your hand, it is an automatic win or blackjack. Going over 21, for example, will disqualify you immediately. You can also win if you are closest to 21 or when dealers go bust.

Online Blackjack Variations

One of the advantages of online casinos is broader game selection. For example, playing online blackjack in Michigan allows you to choose between software-based blackjack casino game and numerous variants with live dealers. 

Regardless of delivery, blackjack games have a few most popular types.

Classic Blackjack

The most widespread variant is classic blackjack. The game’s goal is to have a  hand as close as possible to the number 21, and you can’t get over it. Classic blackjack uses a varied number of decks, between 2 and 4. You can double down or split, and the dealer checks if there is a blackjack. The classic game has the most liberal doubling allowed.

European Blackjack

European variants have some slight differences from classic blackjack. While the dealer stands on soft 17, they don't check for blackjack. You can double down, but only with 9,10, and 11 totals. Doubling after splitting is allowed, but you can’t re-split afterward.


Pontoon or Spanish 21 is popular in Michigan online casinos. The most significant difference in the game is the dealer having both cards face down. However, Pontoon usually comes with higher payouts. If a player gets 21 with a two-card hand, it is called Pontoon. You can only stand with 15 or more.

Match play 21

This blackjack variation is unique in online casinos because it has removed all 10 cards except face ones. The game, on the other hand, grants a few bonus payouts. Other than lacking 10s, Match plays 21 is relatively standard blackjack with allowed splits and doubles.

Main Blackjack Odds

Blackjack is, in most cases, an online casino game with the lowest house edge among other table and slot games. An edge is a number the casino expects to get as a percentage from the game, meaning a casino will take $0.5 for a $10 wager if the edge is 5%. Blackjack has these figures even lower. If the casino uses a single deck, the house edge is around 0.17%. A casino takes close to half percent for two decks of blackjack, and it gradually climbs with eight decks having 0.66%. A lower edge makes the odds of winning in blackjack somewhat higher.

Types of Blackjack Promo Offers

Online casino platforms have great welcoming bonuses for new players, including no deposit bonuses. Existing blackjack users can also get exciting promotions. You can even get some free blackjack games. One of the best ways to get maximum value for your money is to take advantage of a matching bonus for new players. A bigger deposit will give you a higher bonus from the casino, and you can play blackjack for more rounds. 

Before you sign up and take the bonus, check the playthrough requirements for the bonus. Because blackjack games have high return-to-player, up to 99%, they are sometimes excluded from a big share in bonus playthroughs. 

No deposit bonus

The closest thing to free money in online casinos is the no-deposit bonus. You can activate the bonus without depositing money. So start playing your favorite blackjack variant, and when you familiarize yourself with it, you can play online blackjack for real money in Michigan.

Welcome bonus

Welcome bonuses usually consist of two different promotions. First, you can get a matching offer for the first deposit, where the casino gives you an amount equal to your first investment. The other frequent welcome bonus variant is free spins you can use on particular slot games. Of course, the best free spins are for online casino games with progressive jackpots.

Reload bonus

Sometimes loyal players feel excluded because of the lucrative bonuses for new users; here’s where this offer comes in handy. Reload bonus is similar to a first deposit bonus, but you can claim it now rather than the first deposit in an online casino. Reload bonus will give you additional funds if you played through the initial investment on your favorite blackjack game.

Loyalty Program

Most online casinos have loyalty programs for users. These are unique clubs where you can collect points and earn rewards for consistent play of blackjack, roulette, baccarat, craps, casino poker games, or slots. Or, you can use casino products at a lower price. Great examples of such programs are Ceasars Rewards and Rush Rewards.

Software Providers for Online Blackjack Games

An online casino is a gaming platform with hundreds and sometimes thousands of games. Software providers design and create games used on the platform, and dozens of high-quality names exist in the casino industry. IGT, NetEnt, Playtech, Microgaming, and Evolution Gaming are some of the most notable gaming providers. You are on a reliable platform if your online casino has these game developers behind blackjack, slots, and other games.

Each casino has a collection of software providers and often unique and proprietary software available just on their platform. If you play online blackjack for real money in MI, you can find such unique blackjack games in table games or live casino games.

Banking Options in Blackjack Casinos

Most online casino platforms have varied banking options. Bank transfers are among the most popular, and players in Michigan often use ACH transfers as they are reliable and fast. 

Depositing money in an online casino is also possible through credit cards like Visa, Mastercard, and prepaid cards.  

For casino visitors who are more comfortable with e-wallets, you can load up your account for playing blackjack with Neteller, Skrill, and PayPal. 

Finally, if you want, you can go to a physical location and deposit money at the casino cage.

Online Blackjack vs. Live Blackjack in MI Casinos

Playing blackjack online has some minor differences compared to live blackjack. The game rules are the same for both, but online blackjack can be a much faster game. The software deals with the cards much faster, and you can play more hands in the same amount of time.

Online casino can also host much more blackjack variations. However, live blackjack brings players an atmosphere of a real game in an offline casino, including settings, a table, and a dealer. 

Playing online blackjack can be a bit more affordable, as regular online blackjack has a free play option, while the minimum you have to deposit for a live dealer game is $10. In addition, you can try a new strategy with online blackjack to see how it works without losing too much. 

Finally, online blackjack always has room for a new player while you might wait for your turn in a live blackjack room. 

Playing Responsibly in Michigan

Michigan takes responsible gaming extremely seriously. Similarly to Keystone State, playing blackjack MI has you covered if you encounter problems. In addition, online casino platforms are under MCGB, and several mandatory programs are promoted on casino sites for responsible gaming.

Each casino platform includes hotline numbers on its homepage. Their specialist can consult players considering problem gambling and set a permanent ban on their accounts. On top of that, each casino has its own programs and software that promote responsible gambling.

Bottom line

Playing blackjack in an online casino gives you a broad choice of blackjack variants. Online play has many advantages if you’re not a fan of Stadium blackjack. You can try free blackjack games in demo mode, get to know different types of online blackjack variants, and browse through a huge selection of games from reputable providers. 

Blackjack is a game with high RTP, which is partially the reason why it is so popular. Whatever blackjack game type you like, online casinos in Michigan have it, so you can pick up your bonus and start playing your favorite variations today.

Written By
David Lochead
David Lochead Lead Writer
David Lochead is a journalist and writer who has reported on casino, online sports betting, and poker since 2018. He is a 2017 graduate of the Cardiff University and covers the intersections of sports with business and the law. A former casino dealer, David has studied the industry from all sides.


On which platforms can I play online blackjack for real money?
You can find dozens of blackjack games in online casinos in Michigan. All blackjack titles are under the table games section, and you can find blackjack with a live dealer in the live casino category.
Can I play blackjack in an online casino for free?
Some casinos offer free blackjack games. You can find dedicated demo games and try free play. However, if you play for real money, it will unlock more games and features.
What is the highest online casino bet you can take for blackjack?
Playing online blackjack has several advantages, like low stakes for each round. However, if you like high-rolling wagers, you can place bet up to $500 in most online casinos.
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